Legal

Terms of Service

Last updated: September 18, 2026

1. Acceptance

By creating a KudiCom account, you agree to these Terms of Service and our Privacy Policy.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use KudiCom.

3. Account

You are responsible for maintaining the confidentiality of your account credentials and PIN. Notify us immediately of any unauthorised use.

4. Acceptable use

KudiCom may not be used for fraud, money laundering, or any activity prohibited by Nigerian law or the policies of our payment partners.

5. Fees

Applicable transaction fees are published on our Pricing page and may be updated from time to time.

6. Limitation of liability

KudiCom is provided "as is". To the maximum extent permitted by law, we are not liable for indirect or consequential losses.

7. Termination

We may suspend or terminate accounts that violate these terms or applicable regulations.

8. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria.

9. Contact

legal@kudicom.com